You might think that deciding when to start planning for retirement requires complicated algorithms. Yes, there may be some math involved - but the simple answer is - if you haven’t started planning yet, the time to start is now!
Click on the link to my blog in my bio and type in “when-should-you-start-planning-for-retirement” to read more.
Over the course of a 30 year mortgage term, a humble home may save you thousands of dollars as opposed to a more opulent one. Even if you abide in a smaller house than you might have envisioned as a kid, it could still provide wonderful memories while offering a haven for your family. Home ownership can be a desirable goal, but it may become a burden, however, if the home makes you “house poor”. Imagine if every spare penny had to go toward your mortgage or upkeep of your home with nothing left over. That’s the definition of things owning you instead of you owning things. Thankfully, there’s a different way. If you’re in the market for a new home, there are 4 areas to consider before you start your serious search.
Click on the link to my blog in my bio and type in “4-home-buying-guidelines” to read more.
The first image is a view of Granby Street in Norfolk (Virginia) circa late 1920's. The Loew's State Theater (right side of image) was opened in 1926 to serve as both a cinema and vaudeville venue.
Since it's opening, the theater has had many identities and purposes. In 2000, it reopened as Tidewater Community College's Roper Performing Arts Center.
The second image shows a modern day view of Granby Street, showing the theater on the right side.
Photos and information courtesy of VisitNorfolk.com, CinemaTreasures.org, and Google Maps Street View.
Looking for something fun to do this weekend? @chryslermuseum is hosting Christmas in August on Aug. 24 & 25. Get a head start on your gifting or tree decorations. 🎄 || $48 for members, $60 for non-members
2 1420 August, 2019
The next time that you are late for work and are contemplating speeding to get to work on time, consider the fact that negativity on your driving record will lead to increases in your insurance rate, thereby making your insurance policy more expensive! You may not be aware of this but during the life insurance underwriting process, the underwriter takes everything on your Motor Vehicle Report (MVR) into account!
Click on the link to my blog in my bio and type in “tap-the-brakes-life-insurance-and-your-driving-record” to read more.
August is a busy time on farms and for us as well. We will make five loans this month from our 0% SOIL fund. Meet the Muhammads, Shelton and his son Yusuf pictured here. The Muhammad Family Farm is located in Southampton County near the towns of Branchville and Boykins. The farm is owned by Shelton and his wife Adriene, where they live with their four boys. They are opening a farm market in the town of Boykins as a hub for growers all around the region to connect with local residents who want to live better. As Shelton describes it, the market will “provide convenience to community members who normally have to travel 30 minutes away to buy something as simple as an onion or tomato." Their Slow Money loan will help them purchase much needed equipment to get the market open this fall.
Here are the top 10 ways to save more money! These are great ideas for financial changes you can put in place today that can help get you closer to your saving and retirement goals.
Click on the link to my blog in my bio and type in “blog/top-10-ways-to-save” to read more.
When I stumbled upon DogSpot, a New York startup that has created climate-controlled, lockable “sidewalk sanctuaries” for dogs, I thought this could be a great fit for a dog-friendly city like Norfolk. 🐶
Follow the link in our bio for answers to a few important questions (because our pups are basically our babies, right?). || 📷: @a_doodle_named_basil
Starting November 14, Norfolk will have direct flights to Punta Gorda, FL on Allegiant for as little as $54. 🏖 Check the link in our bio for 5 other roundtrip flights you can take out of @takeorf for under $150. || 📷: @laurenshine19
Whisky lovers: Town Center Cold Pressed Roastery (which recently opened at 717 W 21st St) is hosting a Whisky Tasting with VA distillery, Catoctin Creek on Sept. 4. 🥃 In the meantime, we highly recommend stopping by to try their Figgy Pear nosh plate - it has goat cheese rosemary fondue. 🤤 || 📷: @tccproastery
4 3813 August, 2019
Have you thought about your exit strategy?
No one wants to spend their life simply punching the clock. Rather than sitting at your desk, daydreaming about all the possibilities, why not reach out and make them?
Well you can.
I have an opportunity for you. One where your level of success isn't determined by your boss' or your company's decisions, but by how hard you work.
Wouldn't you take it?
Cut and paste the link below into your browser and take a look at our new video on my website
The financial industry is one of the largest industries in the world, and I'm showing you a way in. This could be a great opportunity to pursue a career in a growing industry. You just have to take the first step.
I'd love to talk with you to help you do just that!
If you feel like you make less money than your parents did at your age..... You're probably right. A new report from Young Invincibles revealed that Millennials have a median income of $40,581 - 20% less than what Baby Boomers were making in the same life stage. It's probably no great surprise that Millennials have less.... Less money to spend. And less money to save. You know that savings is important for your future. Retirement may seem far away, but it's coming. So what do you do with the money you should be saving now? Take heart! There are ways to make your money work for you!
Click on the link to my blog in my bio and type in “millennials-getting-your-money-to-work-for-you” to read more.
Monday made better with iced coffee & plenty of sunshine. || 📷: @c.cstrawn25
7 2612 August, 2019
“Opportunity costs” refers to what you can potentially lose by choosing one option over another. There’s even a formula for it! When deciding whether or not to remain in or accept that lower paying job/career that you may love just consider the opportunity cost! Money isn’t everything but it is important!
Click on the link to my blog in my bio and type in “opportunity-cost-and-your-career” to read more.
*GIVEAWAY CLOSED* - We have a lot to celebrate this week, Norfolk! SoSideVa reached 250 followers (y'all are the best 🙌🏼) and The Stockpot is launching a new happy hour menu, with dishes like porkbelly tacos & char sui pork ribs. 😋 So we've partnered up to give away two $25 gift card to two awesome followers. ➡️ Here's how to enter: Follow us & @thestockpotnorfolk, comment with the happy hour dish you're most excited to try (swipe for the full list), then tag a friend who should follow us for all the latest local news. ⭐️ Tag extra friends for extra entries.
26 339 August, 2019
For the month of August, members of the South Hampton Roads and Peninsula locations of the YMCA can enjoy free, unlimited admission to the Virginia Zoo (plus 10 percent discounts on food & gift shop purchases). 🦓 Seniors also get free entry at the Zoo this month.
All you have to do is show your ID with a valid YMCA membership card and email member confirmation at the Zoo’s Ticket Booth. || 📷: @bethenrich
1 318 August, 2019
The Elizabeth River Trail trail opened in 2003, running from Southampton Ave. to Claremont Ave. Since then, it has extended to a total of 10.5 miles, starting at Norfolk State University and ending at the Norfolk International Terminals. Get all the deets on what’s next for the @ertnorfolk in today’s newsletter (link in bio). 🚲 Bonus: You can take a tour of the trail every Saturday morning at 8:45am with @pedegonorfolk
3 217 August, 2019
Who else was happy to see the sun again today? 🌅 || 📷: @gennyv3
1 196 August, 2019
The Tides are playing at 4pm today against Durham and will be playing home games all week. 🙌🏼 It’s Sunday Funday so there will be mimosas & beers for the grown-ups and costumed characters on the concourse for the kiddos.
Here is the 7th at Cypress Creek Golfers Club. From the medal tees it played 124 yards. Much of the course is routed through a community, but there are some solid holes, like this one. Picture taken 10/07/17.