Thank you @joe_mullins_united and Legacy Insurance in Madison, AL!😊 It’s great to have business referral partners like @joe_mullins_united that not only take great care of the clients we send them, but that also send clients back our way too👍
Today is National Mortgage Broker’s Day🏡💲🏡💲 In honor of National Mortgage Broker’s Day, here are 5 reasons mortgage brokers are the best choice for a new purchase mortgage or refinance👍🏡💲 🏡Mortgage Brokers shop around-We shop your loan with multiple lenders to find you, the home owner, the very best interest rate and the lowest fees. If special pricing is being offered by a lender at the time we can take advantage of that and pass those savings along to you🏡 🏡Mortgage Brokers have access to multiple loan programs-We have access to a greater variety of loan programs than expensive big banks, credit unions and online lenders🏡 🏡Mortgage Brokers are local-We can provide better customer service by being more accessible and even have face to face meetings with you🏡 🏡Mortgage Brokers and their originators are typically more knowledgeable-We have very stringent testing and licensing requirements that are required by both federal and state agencies and must keep our licenses up to date annually🏡 🏡Mortgage Brokers have access to more loan programs to help clients with lower credit scores-Because we have access to multiple lenders, we can make every effort to search out a lender to get the loan funded🏡
We get giddy when we hear that someone is getting their loan priced with a major online lender like Quicken Loans or Rocket Mortgage. They are expensive😕🏡💲👎. We are not 😊🏡💲👍 Do you like saving money? Then make sure that you get your mortgage priced through us @Stewart hometeam and see why we have become the #1 rated mortgage broker in North Alabama the last 2 year’s running😊🏡💲👍 We are The Stewart Home Team, part of the McAbee Group of mortgage loan originators at Southern Fidelity Mortgage Group in The Rocket City-Huntsville, Alabama 🚀🚀🚀 🚀
Congratulations to these two! They just signed off on their contract to build with Murphy Homes here in Madison County AL. It’s going to be a beautiful home and we couldn’t be happier for them!👍🏡😊 We are honored they chose us to represent them in this real estate transaction and also with the sell of their existing home... AND we are also handling their new home financing as well and got them an exceptional interest rate with minimal closing costs👍🏡💲 If you are looking to buy a new home, sell your existing home, and/or new home financing in North Alabama you’ve come to the right place!
The real estate market in Huntsville Alabama and the surrounding areas is HOT HOT HOT🥵🔥🥵🔥🥵🔥 It is a great time to be a seller. And, with mortgage rates at 2 year lows it is also a great time to be a buyer as well. You just don’t want to wait too long if you find that home you love or someone else will fall in love with it and snatch it up before you do.
So, make sure you have your home loan pre-approval done(with us @stewarthometeam) before you go shopping and use a great real estate agent(us again @stewarthometeam) that will help assist you in this very important search, selection, and securing of your next home.
If you are in Alabama and having someone else handle your new home financing or refinance you’re probably paying too much...just sayin’👍🏡💲 Come experience the Stewart Mortgage Consultant difference and you’ll see why we are ranked the #1 mortgage broker in North Alabama for the last 2 years in a row!👍🏡💲 We are @stewarthometeam, part of the McAbee Group of Mortgage Originators at Southern Fidelity Mortgage here in beautiful Huntsville, Alabama!
Congrats to Markus on the purchase of his first home today! We appreciate you trusting us to handle the financing on this important purchase!
And thank you to his realtor, Ben Wales, of Gateway Alabama Realty Group for the referral! You were awesome to work with as usual...And also, thanks to everyone at Browdoski & McCurry for a smooth and professional closing today in beautiful Huntsville, AL!
On a Conventional Mortgage you can avoid “PMI” or “Private Mortgage Insurance” by making a down payment of 20% or higher👍🏡💲 But what is “PMI” exactly? And is this 20% rule the same for a FHA/VA/USDA guaranteed Mortgage?
When applying for a mortgage you will need to provide 2 years of employment history and income to show the lender that you have a consistent and stable income source. W-2s are many times sufficient for this, but it’s not a bad idea to go ahead and get your tax returns/transcripts together as well👍🏡💲 For more information on this mortgage topic or any other please message us here!
We had a great open house today with the awesome, Linda Kyser Blue, of Results Real Estate Solutions! Met several potential home buyers in need of her and our services👍🏡💲 Thanks for having us out Linda!
Side by side example of what a 30 and 15 year fixed rate mortgage looks like... Notice the smaller print at the bottom. There are some definite pros and cons of each mortgage term type depending on what your housing and financial goals are.
Our second closing of the day! More new happy homeowners for 2019👍... We love what we do...Come experience the Stewart Mortgage Consultant difference. Message us to get pre-approved for your new home loan today!
These guys...are 2 of the best handymen we have ever come across and they are also good friends of ours we’ve known for years. One is a pastor and the other a firefighter of over 2 decades.
They are ramping up their handyman/construction business and doing some phenomenal work with our real estate agent partners and knocking out those home inspection punch lists fast and very cost effectively.
They can handle just about anything needed including; new deck/fence install and renovation/repair, full home interior paint, tile, flooring, cabinets, bathrooms, light electrical and plumbing and much more.