Is anyone looking for a home to purchase in #portpotomac specifically? This home just hit the market! It’s priced right because there’s an unfinished basement. I know this floor plan too. There’s some great features to this home but being able to customize the basement and add a bed/bath is going to be a fabulous conversion. It’s priced at $485,000! Please let me know if I can assist you! Minutes from Potomac Shores.
Welcome Home! This beautiful single family home is located in a community full of amenities! A bright, airy floor plan highlights this updated, spacious home. With a large kitchen, two-story family room, and formal living and dining spaces this home is perfect for entertaining. Spacious bedrooms and bathrooms, as well as an unfinished basement leave room to make it your own! Enjoy the beautiful back yard and quiet street, walking distance from the community center! In a prime Woodbridge location, this home is minutes from I-95, Express Lanes, and Commuter Lots, as well as the shops and dining at Stonebridge at Potomac Town Center and Potomac Mills!
Money - Does it spark joy?
Great if it does, but it doesn't have to.
Does it spark anxiety and uncertainty?
It shouldn't. And mustn't.
Let's together work towards wealth without worry 🔆 to ensure that your finances aren’t a cause for anxiety, but something that instills peace of mind and contentment.
After all, life is but a journey, and money is but the means to an end.✨ #singapore#money#personalfinance#wealth#takeresponsibility#doesitsparkjoy#wealthwithoutworry
Meet Dumi, founder of @elppagbrand - a South African clothing brand that specialises in denim & leather clothing. Dumi also custom tailors shoes. Season 2 podcast guest?
4 19an hour ago
Financial Freedom Friday. Quick tip to help elevate your finances.
2 19an hour ago
When purchasing artwork for your home, try choosing versatile pieces that can be used in different rooms such as the dining room, living room or bedroom. When you get tired of it in room, you can move it to the next room.
ETHICAL CLOEST | Would you love to build a more ethical closet but can't afford ethical brands?
In reality most don't have the money to shop exclusively from sustainable brands, much less replace entire existing wardrobe with ethical alternatives.
So let's take a closer look at some ways you can build a more ethical closet on a budget: + Value and take good care of the clothes you already own. Clothes that are well-taken care of last (and stay nice) for longer. That means they'll need to be replaced less often and you can buy fewer clothes overall, thereby reducing your contribution to the costs of fashion in the long-term. + Shop less, choose better: Only buy pieces you love 100%
We pick up new pieces here and there, because it's all so cheap and won't break the bank. The result: A closet full of so-so stuff that we are not too crazy about. By learning to wait you'll not only buy less in the short-run, but also in the long-run because overtime you'll build up a much better, more satisfying closet that way. +Go for clothes that are high-quality and durable
No matter the brand, buying clothes that are well-made and consist of high-quality materials is more eco-friendly than buying lower-quality pieces, because they'll last longer and need to be replaced less often. And less closet turnover means what? Exactly, less shopping overall! + Buy vintage or second-hand
Another great, budget-friendly alternative to buying ethical brands is to repurpose pre-worn clothes, and save them from becoming landfill. We did a piece on this earlier last month. Finding what you want in a vintage or second-hand store can be time-consuming, but often worth the effort in exchange for some truly unique pieces. .
1 19an hour ago
Can’t. Stop. Reading. Who else had read these book? I’m on the 3rd one and I’m going to be sad when it’s over 😭 my favorite so far has been book #2
Today I was picking up my click and collect Mimco purchase that I posted about the other day (the one I have put on Afterpay) and I decided to go to Shaver Shop and get hubby a beard trimmer. He’s grown a beard and I never thought I’d say this but I actually love it 😝 it’s not ridiculously long (I wouldn’t cope with that) but it’s getting to a point where he’ll need to start trimming it. He said the other day we might have to look at buying one however I wasn’t expecting to buy one so soon. It was a spur of the moment decision and I thought it would be nice to surprise him so I bought it. I got him a Wahl one for $180 - a lot of money but it’s quality. The other day I also went to a Herbalist as I want some help with my adult acne and want some natural options. Between the consult and the products it was $183 however I’m surprised it wasn’t more. She was wonderful and spent over an hour with me asking me questions so we could hopefully get to the root of the problem. Fingers crossed the tonic she made me helps (I got some Zinc and Traumeel cream too). I’ll be going back in 6 weeks for a follow up. So I moved $350 from our GenExp account (because I work in $50 increments LOL) to our credit card so both those things are paid for now. I also wrote down some other big-ish expenses we’ll have coming up that will come out of our GenExp account as I kept thinking about it and getting overwhelmed (it always helps me to write stuff down when that happens) - I’ll need some winter tops for work (budgeted $400), some new activewear (budgeted $700 - I need to replace everything), and our dogs teeth cleaning ($900). So about another $2K of stuff that we will spread out between now and July, plus there’ll be other random expenses I’m sure that will pop up that will come out of this account. We put $350 into our GenExp account every month. It’s a great way to save for random and / or unexpected “stuff” and has worked really well for us 😊🙏💵🌈💰💸🙌 #comebudgetwithme#debtfreecommunity#debtfreejourney#debtfreeaf#debtisdumb#budgetlife#budgettips#budgeting#sinkingfunds#budgetsaresexy#debtfreecommunityaustralia#personalfinance#ozdebtfreecommunity#budgetnerd#buildingwealth
Hai Maxplanners, apakah anda pernah bertanya-tanya bagaimana orang kaya menangani serta mengatur uang mereka, lalu bagaimana cara menangani keuangan anda sendiri jika ingin menjadi orang kaya.ㅤㅤ
Sangat sering menjumpai, bahwa banyak orang berpikir jika anda ingin menjadi kaya , anda harus melakukan seperti apa yang orang kaya lakukan dengan uangnya. Namun, pada kenyataannya banyak orang membuat keputusan yang salah dengan uang mereka.ㅤㅤ
Lalu bagaimana cara orang kaya megatur uangnya, berikut simak 6 aturan keuangan yang diikuti orang kaya.ㅤㅤ
1. Lindungi keuangan anda dengan Asuransi
2. Manfaatkan uang pinjaman untuk meningkatkan laba investasi.
3. Menciptakan Uang, Bukan Mencari Uang
4. Buat uang anda berkembang di beberapa bidang investasi.
5. Cari pendapatan pasif, selalu cari cara agar uang dapat bekerja untuk anda.
6. Bangun sistem keuangan personal yang transparan dan jelas.
Itulah 6 aturan keuangan yang dilakukan orang kaya, yang bisa anda terapkan dalam mengatur keuangan anda.ㅤㅤ
Hi Maxplanners, have you ever wondered how rich people handle and manage their money, then how do you handle your own finances if you want to be rich.ㅤㅤ
Very often, many people think that if you want to be rich, you have to do what the rich do with the money. However, in reality many people make wrong decisions with their money.ㅤㅤ
Then how do rich people manage their money, here are the 6 financial rules that are followed by rich people. in the picture above,ㅤㅤ
that's 6 financial rules that are done by rich people, which you can apply in managing your finances.ㅤㅤ
1 201 hours ago
Make sure you keep track of every share purchase you make, makes life a lot easier down the track (and at tax time 😂)!
Read the full article here
4 52 hours ago
Be careful when buying your first share to ensure you’re purchasing exactly what you intend to purchase!
Read the full article here
1 52 hours ago
Make sure that your funds are available in the linked account to your brokerage account prior to purchasing shares, to avoid last minute anxiety and potential penalties! Been there done that!
Read the full article here
We are a 2 income family of 6. My husband works full time while I work 3 days per week. Our finances were amalgamated when we moved in together. ..
Our bank accounts are set up as follows:
- 1 joint account - both pay cheques go in here.
- 1 separate personal account each.
- 1 high interest online savings account for emergency money.
- 1 online account which is a sinking fund for direct debited bills.
- 1 redraw facility where we park our savings to decrease the interest charged on our mortgage.
Hubby is paid monthly, so just before his payday I work out our expenses for the month. The non-negotiables each month are the mortgage, caravan loan, sinking fund money, grocery money, and fuel money. We also get a small amount of spending money each. Then I check our calendar to see what's happening this month, and the next few months, to ensure we'll have money for anything that's coming up - birthdays, appointments etc.
In January, I worked out how much our bills come to annually and divided that by 12. This amount is put into our bills account each month. I have set all bills to direct debit. I love not having to worry about them!
I've based our finances on the ideas of my 2 favourite finance gurus. @barefoot_investor@sugarmammatv. This is what works for us. Everybody is different.
Here’s a quick summary of the key steps involved when buying your first share.
1. Choose a Brokerage Platform
2. Open a Brokerage Account
3. Fund your Brokerage Account
4. Place a Buy Order
5. Maintain Your Holdings
Read the full article here
One of the biggest thieves of joy - and your money 💰 is comparison. Stop comparing your life to others and focus on YOUR own priorities, values and goals and it will help you curb your spending. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
What are some ways you’ve been able to stop comparison in your life? ⠀⠀⠀⠀⠀⠀⠀⠀⠀
Get help creating new financial habits with Budget Boot Camp. Check it out today at BudgetBootcamp.com or click the link in profile 👆🏻
$5,845 sucks. I figured this gem out while I was chatting with @debtfreeinoc about how heartbreaking it can be to see some of your debt balances go UP over time.... as you focus on one debt at a time. The power of FOCUS on one debt at a time, slow and steady, is SO important. But it can so take the wind right out of your sails to check your other debts and see them slowly increasing. Ugh. I remember I had to stop looking because it made me discouraged at times. Other times, it was motivating and the kick in the pants I needed. But I checked it rarely, to be honest. Just embraced the tunnel vision of focusing on one debt at a time, as I couldn’t stop the interest from happening. (FYI your online auto loan will even tell you your annual interest paid... I just think no one bothers to look!) So, I thought I’d share our big old scary number with you all too!
To get that number... I took each of our starting debt balances and subtracted them from the total dollar amount we truly paid to debt by the end. We started our debt free journey in July of 2016.... and would finish 23 months later in June of 2018! We paid off over 118k in credit cards, a motorcycle loan, and car loans. Most were car loans. Ugh.... oh so normal. So, most of the money we paid in interest was on “low interest rate” car loans (3.4% and 3.6%)..... and we STILL PAID $5,845 in total INTEREST. This will forever serve as an amazing reminder why debt and car loans should NEVER be normal or apart of our lives again. It’s heartbreaking but yet OH SO MOTIVATING to change our lives and stay that way.
Conversations with you all here on insta ALSO led me to finally start our new to us car fund. We already keep a vehicle repair fund... but we started our car replacement fund where we will deposit money each month (auto pay is LIFE)— so that in 3-4 years we will buy our next cars CASH 😍 Best feeling ever. After 31 months of this journey... it’s amazing how our stress level has changed. About to start calling these peace of mind funds 💚
1 913 hours ago
It's never too late to make the necessary changes to improve your life.💕💫
Who else wonders what hospital Insurance is?⠀
Hospital plan, or h&s as it’s often called, is a plan that pays for your hospital bills. 🏥⠀
Now why is this important? When we end up in hospital, the bill can be really really high. Anything from a few thousand dollars to a few hundred thousand dollars. And so, having a hospitalization plan actually helps us by paying for our medical bills.⠀
One thing to note about hospitalization plans that while they pay for our medical bills, we’re not entirely off the hook, we may have to pay what we call the deductible or coinsurance.⠀
In one of our latest blog posts, we share about what are deductible and coinsurance. Want to check it out? Link in our bio. 😉