We love that our #MoneyQuest family is continuously growing! It's an exciting time of the year... Give a warm welcome to Luke Pearson, the proud new owner of @moneyquest_shepparton ! We look forward to watching your business grow, Luke 🌱🎉♥️
🤣🤣 who can relate ?? Drop your comments below👇🏽. Remember it’s the season to be jolly. Don’t spent more then you can afford. Budget budget. Don’t max out those credit cards and then cry later. This is one of the reason we fall into having bad Credit now! Learn to minimize your spending, and always remember if you can’t buy it twice you CANT AFFORD IT!!! Follow @better_credit
Turning dreams 💭 into reality 🏡 for Kiwi families.
That's what we love most about our job! Families like the Websters, Franklin locals who wanted to build their dream house in a wonderful community where their kids would call home.
Working in partnership with Signature Homes Papakura/Franklin we helped the Websters reach their dream of a new build. We can't wait to see them break ground on their new section! Congratulations 🎉
If building a dream home is on your list of financial goals, get in touch with us for a no-obligation chat about how we can help you make it happen in 2019.
Meet our team and find all of the ways to contact us via the link in our bio.
Tax season is around the corner! We will be offering up to $6,000 cash advancement when you file your personal taxes with us! ALL states welcomed!
want to know something else? If you’re needing your credit repaired and you file your personal OR business taxes with us, you will receive 30% off our audit fee!
Schedule an appointment today! www.tmwcreditsolutions.com
🔵Income Ratio is your total monthly housing payment as a percentage of your gross monthly income.
▪️Your total housing payment consists of principal, interest, property taxes, hazard insurance, mortgage insurance (if applicable) and any condo/co-op or association fees.
is your total monthly housing payment plus any recurring monthly debts as a percentage
of your gross monthly income. Other debts include all other payments such as cars, credit cards, student loans, personal loans, retirement savings loans, etc.
▪️How High Can they Go?
It varies by loan program and other factors, but the approximate range for your debt ratio is from about 33% to 43%.
If your total gross income is $5,000 per month, your total housing payment plus recurring
debt payments should not exceed approximately $2,150 for a 43% ratio or $1,650 for 33% ratio.
What's Right for Me? Truth is, everyone is different. Some people are comfortable using a higher
percentage of their income, and others are not. Family size, other expenses and lifestyle can all have
‼️We're happy to take the time to go through the numbers with you. Together, we can help
determine a comfortable payment and corresponding purchase price. Reach out today‼️
Thank you Brandye @bitzdenz for being an amazing friend. This screenshot was sent to me by another friend who saw this post on Facebook asking for a good mortgage broker and I was so humbled by your belief in me. I feel so blessed to have such strong people in my life that believe in me and what I do #mortgagebroker#realestate#surrey#vancouverbc
Question: I’m looking into purchasing my first home, how do I know if I’ll qualify for a mortgage?
Here are 3 simple things to consider:
1️⃣ Credit Score
These 3 things work together to determine where and what you qualify for! When one factor changes, the others are likely to be affected too. 🔄
My first video... exciting and nerve wracking. Looking forward to answering more questions and hopefully getting a few guest speakers to enlighten the next generation about the world of finance and how to absolutely crush it. Whether it’s managing your own, or learning something new to make money, hopefully you can learn a few things.