Roofing storm claims can be complex, which is why it’s best to be familiar with your insurance policy before severe weather hits your home.
Inspect Your Roof
The first thing you should do after a storm is assess your home, roof, and yard for damage. You should avoid getting on your roof, which is best left to properly-insured roofing inspectors. Many untrained homeowners have been injured or caused more damage to their roofs by not being aware of safety or accidentally stepping on cracked shingles, creating bigger potential problems.
Simply inspect your roof visually and take pictures of any damage from the ground. Try to get shots from various angles, so the roof damage is thoroughly documented. Make sure the images are not too dark or blurry.
Make a list with details of any degraded components on your roof. If visible from the ground, check the condition of flashings, which are thin metal or plastic strips around chimneys and other protrusions. Avoid taking photos in the rain, which may not present a clear enough picture of the damages.
Contact Your Local Trusted Roofer
Next, contact a professional roof technician to obtain quotes. Stick with a proven reputable certified roofer so you don’t end up paying much more out of your own pocket after an inexperienced handyman, who may lack the appropriate tools and skills, installs roofing materials improperly. You may be taking a big risk even with general contractors who are unfamiliar with roofing, especially if they offer no guarantee the job will be done correctly.