Have you heard OUR HBCU EPISODE yet? What are your thoughts on the repayment of Federal student loans? Let us know in the comments below 📲. If you haven't tuned in you can find Across The Intersection on
Another educational opportunity to share with the #debtfreecommunity - another phone scam! I’m constantly getting bombarded with phone calls, upwards of almost a dozen a day, that are spam. I have a spam blocker and have changed my phone number, too. However, they still persist! This past week, I had a #studentloans#scammer call me saying that my loans were eligible for some offer. It’s always a dead giveaway it’s a scam when the caller’s number is different from the number they ask you to call back on. This “Rebecca” person called dozens of other people when you type the number into Google. This is an important reminder to NEVER give out personal information over the phone. If it’s your bank, student loan lender, a doctor’s office, whatever, ALWAYS call the number directly that you have for whatever entity is you need to conduct business with. You can always report these numbers to the FCC and your cell phone company. If you can manage it, I recommend getting a Google Voice line and giving every entity that asks for your info that alternative number instead of your cell phone. Of course, you don’t have to answer any calls, but it definitely can cut down on the amount of #spamcalls and #robocalls that come through your line. I don’t know how this spammer got my info, Lord only knows, but always check your credit report, report any discrepancies and be wary of who you give your info out to! It is so easy for your data to be stolen in this day in age. Take preventative measures and don’t give out your info to anyone who doesn’t need it. I also recommend you budget for the #robokiller app on your phone. #debtfree#debtisdumb#debtfreejourney#robocalls#scams#studentloanssuck#studentloandebt#studentloan#federalloans#privateloans#debtfreedom#personalfinance#commonsense#fcc#moneymoneymoney#datasecurity#scam
2 1211 June, 2019
#PNPIasks is an opportunity for students, graduates, and others to engage with us on social media by responding to monthly questions focused on federal higher education topics. Participants are welcome to respond by answering the question in 250 words or less, creating a video, or sending an image with a quote. Once you submit the following google form, you will have the opportunity to enter our PNPI swag raffle! For this month’s question: Federal student loan borrowers, if you are no longer in-school, what do you remember learning about loan repayment through your exit counseling?
Submit your response at:
One of the biggest shocking realities that I was hit with after graduating from dental school is how much loans I have incurred JUST from dental school. I went to a public dental school as an in-state student which cut my possible student loans in half. In 2018, the American Dental Education Association found that the AVERAGE debt dental graduates had was $285,184. This is about quadriple the amount dental school cost in 1990s. Private schools and out-of-state students can typically expect about double what in-state students pay. That's close to $500K in student loans for a dental degree in 4 YEARS. According to Equifax, majority of student loan borrowers (39.6%) are under the age of 30. In 2018, USA reached a MILESTONE of $1.52 TRILLION in student debt. In just 4 years of dental school, I accrued $22K in captialized interest since as a student, who has income to pay the accruing interest? For the public and those interested in pursing a dental career, please note that your future 10-30 years after dental school, on average, is how long it will take to pay it all back. I sometimes wonder if healthcare in the USA has become a money-making business rather than saving lives and helping people in the community. I sometimes wonder how my life would have been if I had never accumulated so much debt and had an actual positive income. I am at a point where even if I wanted to go into academia, the only option to pay off this amount of student loans is go to private practice and make MONEY. I feel in the USA, everything revolves around MONEY, not people.
I’m just saying, 8 years of payments without missing one and this is what I have paid... it’s fucked up #studentloans#federalloans
5 1531 May, 2019
Many of us would be surprised by the amount of money we waste each month on impulse purchases. Your federal student loans need to taken seriously. I can help you! buff.ly/2KXt3Fp #getoutofdebt#federalloans#garnishment
0 131 May, 2019
Many of us would be surprised by the amount of money we waste each month on impulse purchases. Your federal student loans need to be taken seriously. I can help you! buff.ly/2KXt3Fp #getoutofdebt#federalloans#garnishment
We know graduation is here and those loan payments are not due for up to 6 months, but you wanna keep a close eye out for those dates for which it's starts try to schedule reminders of when first payment is due
But also 🔽🔽..
📝Organize Your Finances.
📄Refinance Your Loans.
📂Apply to a Federal Student Loan Forgiveness Program.📲Check with Your Employer .🏢Apply to a State Assistance Program. .💻Find a New Repayment Plan. .💰Find an Income-Based Repayment Plan. .📮Make More than the Minimum Payment .
Advise to help you not get your loans put on your credit report negitively if these thinds are put in play. .Contact us for a consultation of your situation
Look at that increase!!!! 🙌🏽😝 Yesss! I have been going in on my credit report and any little remarks they have that aren’t accurate.
For example, the 2 derogatory remarks that have been removed from my credit report were late payments that were not accurate on 2 of my FDU private loans. I disputed it a few days ago and it has changed my score dramatically.
Organize Your Finances. ... Refinance Your Loans. ... Apply to a Federal Student Loan Forgiveness Program. ... Check with Your Employer. ... Apply to a State Assistance Program. ... Find a New Repayment Plan. ... Find an Income-Based Repayment Plan. ... 8. Make More than the Minimum Payment.
I know I’ve been sort of quiet lately when it comes to finance and where I’m at 🤦🏽♀️ Doesn’t mean I’m slacking or gave up! I’ve been working just been super busy and haven’t been able to update you all. But here it is! This is the second federal loan I’m going to pay off. I have a little more than 200$ left and I’m super excited. This baby was projected to be paid off in September ☺️🙌🏽
I am down proud of myself and my discipline!! It will be paid off at the end of this month 🙏🏽.
Progress doesn’t have to be pretty or cute or fancy. I track what I’m doing on a white board next to my bed. & I update it every time to show MYSELF every little bit counts!!! So if you’re waiting to make a nice fancy chart, or get a fancy work book to start you’re wasting time & money!!!! Just do it with what you have and CRUSH THOSE GOALS!!! 🙌🏽
There is only 1.5 months left till the end of Quarter 2. What are you working towards? & Are you going to accomplish them? Let me know down below.
Ha!! I love receiving news like this from my clients!!🙌🏾 She got started in March & her score has gone up a couple times since then - she's now in the 700 club!! Who's ready to have those inaccurate, erroneous, unverifiable, & obsolete items removed from their credit reports?
DM/Comment⬇️ or Text "REPAIR" to 248 497 6879 for info.
Tomorrow is #decisionday for college bound students!! Awards letters can be tricky!Please make sure to read ALL the fine print and calculate any student loans for all 4 yrs. You and your family are making an #investment ! Choose wisely!
And always remember: to do what's best for YOU and that your college experience will depend on what you make of those 4 years! 🌠
Regístrate ❗️GRATIS❗️ Seminario para guiarte a la obtención y cierre de esa propiedad tan anhelada.
Crédito de $500.00 a todos los que traigan sus documentos y salgan pre aprobados. ❗️Los esperamos❗️ 16 de febrero 2019
Dos sesiones 10:00 am y 2:00 pm #crosscountry #unlimitedrealtyinternational ###
My Boy @rafvale818 was joking around that I never LOSE, but this is the biggest lost I have had in #2018 and it's in LIFE not even in #business .. IT Cost me almost $20,000 to fix a mistake I did years ago. I Settled with the loan office for a lesser Full amount and paid it in full.. Not because I had a Good ass job ,but because I went out there in business and made more money than ever!! ( if you don't know Federal loans never go away not even in Bankruptcy)... I did graduate but I learned to late that it wasn't for me and I will never be Happy at any JOB regardless of Pay and Title.. I learned later that I was a #entreprenuer at heart and I will have more success and money following my own intuition and getting in business for myself.. So the only peace I have from this LOSS is that nobody in the world can call me and ask me for there money or harrass me.. #debtfree .. So Fuck #schoolloans , fuck #federalloans and fuck the Diaz brothers.. I'll bury them cockroaches 🤣🤣( side note).. my situation is not universal. My wife went to school and is doing good for her self and has no more school loans. But she didn't do Federal loans..)
12 2728 November, 2018
College presents a unique time in a young person’s life where financial literacy education is particularly important! #financialeducation#college
2 312 April, 2019
I logged into my bank account this morning (as I do most mornings) and came across this surprise. I knew I'd scheduled it and it was coming up, but it didn't really hit me until this morning when I saw Zach's first student loan payment drafted from our account.
Now, combined with my $412.65 student loan payment, we're paying $781.33 together towards student loans each month.
Six months ago he graduated with a BS in Construction Management from Colorado State University. He went into the field after being a carpenter in Alaska but now that we live in the lower 48, the industry works WAY differently and he wanted no part of it. But since he was being funded partially by the VA, he didn't have full leeway to switch his major unless we wanted to take out even MORE debt and have him totally restart over as a 32-year-old college student.
So, he got his degree just to say he has one, and then he went to a coding bootcamp to be a web developer over the summer.
This morning he has a job interview with a Seattle tech company. It's very fitting that his first student loan payment came out on the day of his job interview. Wish him luck!!
10 589 January, 2019
Students at Stillman College before graduation ceremonies, where 105 received degrees in May. The Alabama-based private school borrowed about $40 million from a federal program for historically black universities and has trouble paying it back, like many other schools. Read more at the link in our bio. Photo by Steve Gates for The Wall Street Journal⠀