Have you tried breaking up with debt, but keep taking it back? Your not alone, the average American now carries 3.7 credit cards and those that carry a balance are averaging $9333 as of 2018. ***********************************
The countdown is on for my WEBSITE LAUCH! My goal is to help people be better with their money, starting with getting out of debt.
Grab your FREE COPY of MASTERING YOUR BUDGET and BONUS budgeting spreadsheet when we launch!
I cannot wait to share tons of help to my followers and start your DEBT BREAK UP!
It's not an easy journey. The financial holes we dig ourselves are our own fault and can seem so overwhelming. But they're not insurmountable. Know your Why. Define your goals. Create your plan. Take action. And refuse to stop fighting.
We are having one of our new business partners come and share his knowledge on credit restoration that will benefit everyone! You do not want to miss this! Take advantage of it and it COMPLEMENTARY!!! Or if you know anyone that’s is interested message me for Details! #business#debt#impact
Make your financial journey easy by just starting from the beginning. If you need help with finding a starting point to creating an effective financial structure, click the link in my bio to grab the FREE Audit Report!
1 1122 minutes ago
Had a lot of fun at my 2nd DFC Central Florida meetup in Orlando on Saturday morning before heading off to Austin for my girls’ trip 😊 Brigitte from @frugal_faddoul did a great job planning it and it was lovely to meet her family (and hold baby Moxie!! ❤️), April and Tim from @becauseofdave, Jo from @jobudgets, and Jessica and Chris from @theprimitivepenny and of course baby James too 😍 Also great to see @ourgiantlife and @unskoolme again! I love how our common goals can bring us together even though we’re all pretty different and at different places in our lives 😌 Can’t wait for the next one!! 💓
Tonight We are having a interactive zoom call on the Power of Credit!
What if the information tonight could change your perception on finance and credit? What if the information tonight could help you get your credit repaired for free? What if the information tonight could provide you information about credit you didnt know before?
COME WITH QUESTIONS
To Chalten we traveled
A world to be unraveled
On paths rarely taken
Early we would awaken
Up we hiked full of joy
Ate nothing but nuts
Showed our naked butts
Tim shat on the glove
Showed us some love
Owned a monkey
- hostel life is quite funky
Loan applications they had to fake
For Keeleys money to take
Forty thousend in debt
Into alcohol she crept
Drunk yoga was devine
Cuz we had one pound wine
Cheap as kitkat
Time to chit chat
Calafate was the destination
But without a bus station
The ticket prices i did not like
I decided to Hitchhike
By the road I stood with pride
They said it was easy - they fucking lied
took it way to far
When she was at banana bar
Went on the glacier
Made the whiskey tastier
This was a hike
I really did like
By El Calefate Poet Society
4 3715 hours ago
Do you have a spending habit? If so it won't technically be bad unless your making more impulsive purchases than intentional purchases. Why purchase something that doesn't add value to your life and only make you happy for the moment? You'll find yourself always purchasing new things but will continue to question your lack of happiness.
4 6718 May, 2019
Talk about leading & disrupting the industry!! Super excited. Our CEO recently announced keynote speakers for our 2019 CONVENTION!
Things are on another level here at PHP Agency. Speakers like #kobebryant and Former President #georgewbush UNHEARD OF in the insurance field!
I can't help but share an opportunity to attend the convention in Vegas with a few select moms on a mission to their next level. Let's connect!
Losing control of your finances is such a devastating feeling, it's easier to lose control than to gain control. Here's a few ways you can consider if your trying to regain control or avoid losing control.
Tracking your cash flow allows you to know how much your bringing in and pulling out.
Decreasing expenses allows more money for yourself or to take care of other things such as debt, saving, goals, or investing.
Paying off your debt because your money isn't going to be yours if you owe someone, pay it off as quickly as you can so your money can be yours.
Be aware of costly habits, not noticing your bad habits can cause you to overspend and make unnecessary purchases. When you notice bad habits you can decrease it and put your money else were.
The goal is to be in control of your own finances 💡
11 6518 May, 2019
Stop thinking you aren't in the position to start saving or to take control of your financial situation, soon you won't be able to live because of your current financial situation.
3 3317 May, 2019
When you begin to think about your current financial position you must ask yourself do you have any cushion to do anything you want.
For example: Do you have any money saved so you can be able to get out a uncomfortable position if needed to. Being able to give yourself cushion will remove you from the immediate mindset of you being obligated to a particular job/life.
However, the concept of creating a cushion "having a saving/emergency fund" may seem more difficult than you think. Some people have dug a hole that pushed them to a corner of disbelief, believe that their now forced to work a certain occupation or live a certain way because that's the reality they've created for themselves. Although, that's not always the case, the same way you dug yourself into a hole with the right shift in mindset, proper discipline, and dedication you can dig yourself out of any bizarre situation.
Now let's think about 💭, the same amount of money your paying to stay comfortable with your lifestyle, imagine what position you can put yourself in if you actually put in necessary work/steps that it takes to get to your desired vision. For majority it starts with not having money saved, allowing time and bad decisions to gain power forcing you to be a puppet of your own game. 💡
78% of Americans, lives paycheck to paycheck as a way of life, an endless cycle of money going out almost as soon as it comes in. Why is it like that? A little under 4/5 of todays' Americans can't say they are able to do whatever they want without heavy concerns that a certain bill or obligation won't be met.
Credit // @youngandwealthyliving follow to learn ways to take control and manage your financial situation
80% of Americans are in debt (excluding mortgages). 100% of them don’t want to talk about it...
Here is what I have found in my experience:
1) Debt occurs when your consumption exceeds the value you provide to the market place 💯
2) Debt is a symptom of paying others before yourself 📉
3) Debt is 90% an income problem and 10% a spending problem 🗣
If you are in debt it’s because you have the wrong mindset/information/perspective.
If you have a $10,000 balance on a credit card and pay the minimum payment, it will take over 24 years to pay it offand you’ll pay over $50,000 in interest payments (assuming you don’t spend another dime on that card) 😱
Unfortunately that’s what most Americans do which means they will never get out of debt.... If you are in debt it’s because you have the wrong information/perspective/beliefs.
I know this because I was in loads of debt.
Yesterday I helped one of my clients pay off his 4th high interest loan leveraging 0% business credit which will save him over $8,200 in interest this year alone 🙌🏻
It feels good to get out of debt and even better to help people with the same issues 🙏