What suggestion would you have for making YOUR workplace better? How about leaving for good? 6% of hosts use the money they earn on Airbnb to start a new business. Learn how you can too: see link in profile
👋🏻 This is your friendly Thursday reminder to check your credit report *at least* annually! Federal law allows you to obtain a free credit report from each of the 3 credit bureaus every 12 months, so remember to take advantage of this service!
Does just the thought of your personal finances stress you out? Would you like to know more about how to manage your money, but don't know who to call or trust? It can be difficult to make the right decisions with your money or know that you're getting the right advice. Come out to our first Speaker Series of 2019 where we will be joined by Mark Dimitrijevic, a Business Advisor for Scotiabank, who will be giving a brief talk about how to manage your personal finances and answer any questions you may have! This is an awesome opportunity to get advice on how to manage your money as well as hear to the ideas and questions raised by others. Come ready with any questions you may have!! We look forward to seeing you all there! Tickets can be purchased at the link in our bio.
IPO size: $16 billion
With #Facebook so often mired in controversy these days, it’s easy to forget the hype that followed its #IPO announcement in 2012. However, it proved to be anything but plain sailing for the Zuck’s social media giant. Launching at $38 a share, #Facebook ended the year at a low of around $17.
It might now be one of the most valuable companies in the world, but at the time it was declared the worst-performing IPO of the decade. More than 40 lawsuits followed as unhappy investors sought answers to technical glitches and accusations of impropriety and information sharing.
2 516 minutes ago
We understand our investors' need for liquidity, so all of the investment opportunities on Cadence have maturity of less than 12 months.
I have TWO signed copies of Chris Hogan's new book "Everyday Millionaires" up for grabs in this #giveaway.
To enter you must follow @winningtowealth, like this post, and comment your motivation for becoming an Everyday Millionaire. That's it! (Bonus entry if you share this post and tag me.)
Giveaway ends January 20th at 11PM CST and is not sponsored by Instagram, Ramsey Solutions, or Chris Hogan. Both winners announced within 48 hours of contest ending. US residents only.
3 626 minutes ago
Peep this post! 👀 New material finally up at #beardandbudget after a few weeks away. The link is in our bio.
We’re Debt Free!
What a journey it’s been. I can’t wait to share additional details as new posts emerge. Stay tuned.
2 628 minutes ago
We're with you - everywhere! In addition to online and mobile access, Hanscom FCU does not charge its members for over 100,000 ATMs in our nationwide network! Find your closest at . #personalfinance#moneywisdom
Things to remember before you start selling. 🤑🤑🔥🔥
Follow @1to_million for AMAZING contents.
1 1133 minutes ago
Last night, my 3-year-old nephew wanted to wait up for me to get home. ❤️I didn’t get home until 10:15pm. I found him asleep in his bed with a pile of books and the light still on.
Lately I’ve been reflecting on how my life is. I’m far, far from what I thought (or even hoped) it would be. But as I’ve learned to accept what it’s become and who I’ve become, I am really thankful for where I am.
There are things in my life that I would never want anyone to experience. But, the Lord had them as part of my story and journey to shape and refine me. His work is with an eternal end goal. He’s shaping me for both now and the future. For that, I am thankful.
There are hard relationships/friendships and uncomfortable conversations that I didn’t necessarily want to navigate. But, they’ve brought healthier and more balanced boundaries. And, that is a good thing, too!
👉🏼I’ve learned to be ok with me and accept/grow my insecurities.
👉🏼I’ve learned to call things out quicker.
👉🏼I’ve to not take things personally.
👉🏼I’ve learned to lean into my goals regardless of anyone else’s belief in them.
👉🏼I’ve learned that God is good (& faithful) even when His people don’t represent Him well.
👉🏼I’ve learned that unkind words really bother me.
👉🏼I’ve learned to de-stress through creating (pies, anyone?!).
👉🏼I’ve learned to manage things, habits and behaviors better (via my personal finance blog).
👉🏼I’ve learned to step away from unhealthy people and environments.
👉🏼I’ve learned a deeper understanding of grace, mercy and forgiveness.
In so many ways, I feel like I’m late in learning. At the same time, I’ve seen the Lord’s faithfulness and gentleness in healing some soul-deep wounds to bring soul-deep truths to light.
I realize I’m only ‘late’ when I hold up my story to someone else’s... and how timely and full my journey is when I hold it up to the Lord.
I’ve been reflecting a lot lately... and I’m thankful for who God created me to be and where I am today.
Today is the first session of a free three-part budgeting course taught by Sharon. Students are learning about money management and creating a spending plan.
There will be two more sessions on Thursday, January 24th, and Thursday, January 31st from 12:30pm to 1:30pm. Please join us in room 100 after the morning class if you have time!
real talk: Lukas and I wrote a budget earlier this month. 2019 is our year to pay off debt and save! I’ve never had a budget on my own, let alone with my partner.. this is all uncharted territory 🤪 I never ever thought I’d say this but.. I am SO EXCITED to have a budget and to save money!! 💰
Does anyone have any books/blogs/podcasts they recommend on the subject of personal finance? If so please shoot me a DM!
2 50an hour ago
Looking ahead to plan out some meals I can make out of what is left in my small kitchen as the semester gets underway. I mainly eat poultry/fish as a source of protein, if you're wondering why it may look a bit representative. This may help others with their meal planning too, so just swap out the protein if necessary. Looks like I'll be buying mostly veggies for awhile to come, items in parentheses need to be purchased to make the me work.
I'm excited to try the coconut curry from @aldiusa! Has any had it before?
Meet @uleadinstitute founder Kenneth Jacobs. We both see the value in engaging high school students in #DC about the basics of #personalfinance that are often overlooked by parents and the #education system. ULEAD Institute gives high school students in D.C. the opportunity to lead by example and explore how to tackle issues facing their communities. #BlackExcellence
Which should you pick? The right answer will depend on your personal circumstances.
First you’ll want to decide what a 15 year mortgage will cost you per month, and see if you can swing it. If you can’t make that payment, that will decide it.
Next take a look at your overall finances. Paying off your home in 15 years rather than 30 definitely saves you money long term, but if it means you’ll have less cash each month for other financial goals like retirement or savings, so it may not be the best idea for you at this time.
Another option for you might be to take out a 30-year mortgage and adding any extra money into your monthly payment whenever you can afford to do so. Spending the extra money whenever it's convenient will shorten your mortgage's term without you having to firmly commit to a 15-year loan's larger monthly payments.
As always, do what works best for your financial situation, but take all angles into consideration. Don’t feel stuck, if you have questions about how different loan terms can affect you, give us a call! We’re here to help.
Anyone want a free trip!?
Yeah, me too. 😊
Sorry, can't give one away. YET! (hope to some day). Short of that here is a delightful picture. Hope that is a decent consolation prize. .
WHAT I POST I LIVE BY NO NEED TO FRONT FOR SOCIAL MEDIA 🗣🗣
3 12an hour ago
The first time my bank account got hacked and I got defrauded, a large amount had been transferred from my current account to the hackers but even more creatively, they had replaced the cash with my savings. If I didn’t check the details it would have seemed like a normal transaction, moving savings to my current account. Only it could’ve never been normal because I remember damn near everything that goes through that account and £2,000 on a random Saturday was not it.
Thankfully I called my bank who I was pleasantly surprised had their fraud lines open 24/7. This was about 2am and I was almost out of my mind. My entire savings had nearly been rinsed overnight and I was scared I’d lose the money. Thankfully the bank acted quickly and returned my money while they went off to find the thief. This is why it’s important to check your statements regularly in all of your accounts. If not everyday then at least on a regular enough basis. If you check your bank transactions frequently say I 🙋🏾♀️🙋🏽♂️ if you’re scared to check it say nay 🙇🏾♀️🙇🏽♂️
Old & loved vs new, which do you prefer?
Someone asked that question at Toastmasters last week & it’s been on my mind, today I got to talk about my favourite old & loved present that we received for Baby O.
My sister purchased this onsie for my first nephew Israel before they knew if he was a boy or a girl. Sadly he was only with us for a few hours before he left this world, and I love having this little reminder of him that his cousin will use.
If there’s something you need do you go out & buy? Or see if anyone else has one that you can have?
We’ve been so blessed by generous friends & family who’ve given or lent us stuff for Baby O, that we’ve barely bought anything...yet. I’m sure those days are ahead of us.
One of my super stylish friends told me that she always shops in her friends closets 😊
There are also apps like Olio where you can give or get things for free from your neighbour, reducing waste. And of course the more established Freecycle, every time I had to move I got moving 📦 there.
Don’t risk missing out on our event, our seats are filling up!
Ps tune into @news1130radio this weekend, you might just catch us on air 📻
1 15an hour ago
Throwback Thursday goes out to... 🥁 Casa Disco Móvil! 🌴
After the personal crisis I shared in my TEDx talk (link in bio) I needed a place to reset...and disconnect 🧘🏻♀️
Casa Disco Móvil is the place I called home! A
magical place in the jungle of Tulum created by magical friends @steeleism and @planetbibi 🔮
Casa Disco Móvil, the girls, visitors, friends, and Patrón 🐶 greeted me with love, joy, nurturing, support, inspiration, creativity, reflection, healing, arts, music, and fun! Exactly what the doctor ordered! 🙏🏼
In the midst of my chaos, I stopped working for nine months and didn’t have to worry about bills. I focused on my healing and travelled to be with the people that I love ✨
I could do it with the help of having over six figures saved. One of the lessons I learned is that money can’t buy you out of the difficult experiences life has in store for you. But it can help you navigate them.... differently... 🖤
What would you do today if you’d lost your job, your relationship ends, or someone you love gets seriously ill? Can you navigate the challenge without adding unnecessary financial stress? 💔
At the end of this month, my Financial Clarity course is opening up. In this course I teach you the exact same system I used to save, pay off debt, and accumulate money to invest. If you’re interested head on to the bio & sign up for the waitlist 🌟
To your financial peace, ease, and comfort my friends ✨
All art in 📸 by the Lady of Steele! 🔥 @steeleism#travels#healing#friends#tulum#crisis#resilience#empowerment#financialpreparedness#financialcoach#personalfinance#financialempowerment#personalfinancecourse#helpyourself#moneyisatool#youdeservearichlife
0 12an hour ago
Have you LIKED or FOLLOW US on our business page on Facebook? Go check it out!👉 Cardona Tax & Financial ✔
¿Has hecho LIKE o nos SIGUE en nuestra página de negocios en Facebook? Vaya a verlo! 👉 Cardona Tax & Financial ✔
3 111 hours ago
Use CD laddering to turn your savings into passive income and earn better interest rates while keeping your money liquid. One CD will mature each year and you can reinvest it in a new 5 year CD. Eventually you'll be invested in all 5 year CDs earning higher rates with one maturing each year.
1 84 hours ago
Popular Instagram Photos
Ever wonder how much product you would need to sell in order to generate a million dollars in gross profit? Do the math. Similar to goals for self-improvement, financial goals can be easily accomplished when you break them down into smaller goals. Instead of saying, "how can I make a million dollars by 25 years old" say, "how many times do I need to sell my product or service to reach my goal of making a million dollars" from there the solution presents itself and then all you have to do is go after that goal. 🤔Do you plan out your finanical goals as well as your personal goals? 🗣Share your goals with me! 😎
Follow @success_venture .
Do rainy days and budgets always get you down? 😔
We’ll give you rainy days, but budgets? If you’re using the one that’s right for you, budgets can brighten your day. (“I have enough money this month to treat myself to a massage? Score!”)
If you’re the free spirit who believes that life isn’t worth a dime if you can’t, you know, actually live, the 50/20/30 budget could be the budget for you.
Here’s how it breaks down: 50% of your money goes to essential expenses, and 20% gets socked away for financial goals. The remaining 30%? That’s where the fun begins — think restaurants, movies and bungee jumping (or whatever you consider fun).
Still not sure if the budget life is right for you? Check out the link in our bio to an article that breaks down budgeting into four easy steps (including the 50/20/30 method). 👍
I get asked a ton of questions regarding the difference between short term trading and long term investing because they are two separate things based on different fundamentals.
As a long term investor, your focus isn't on the initial gain it's on the gain you will reach often times years down the road. Warren Buffett is considered a long term investor. He researches a company's financial statements and comes up with a conclusion of where the company is headed in the next few years and then invests based on the analysis.
A short term trader isn't exactly as focused on the long term growth of an asset, just the initial growth over the course of a few minutes, hour, days or weeks. "Shorting" a term used by traders could be a great opportunity to make money while trading. Investing in a company that performs well but has recently dipped in value due to speculation or press could be a good trading opportunity to make a quick gain. Traders depend on technical analysis to make their decisions by drawing a conclusion based on where trends are setting in the short term future.
The reasons I believe in long term investing is because it's less stress to manage the day to day trading activities of my investment. I can get a long term scope of whether or not my money will grow. A big win for me was my investments in pot stocks over the last few years. I had an opportunity to invest money into a few startups that are now the biggest pot producers in the world. Having trust that with Canada's decision to legalize cannabis in a few years, I would profit off the news in a few years time. My prediction based on where the industry was heading paid off, and I didn't worry about the trading price every day because I knew in the long term the direction of the industry would drive the value up based on the speculation of legalization alone. I essentially, "bought the rumor, sold the news".
137 88515 days ago
Which entrepreneurs do you look up to? Which story is most intriguing to you❓❓
Content by @investorsgrow