Retirement is a big decision. It is one of the biggest life transitions you will encounter.
65 is a realistic retirement age for most.
CPF L.I.F.E payout starts at 65 as well.
The ability to retire comfortably is all about creating enough income to cover your living expenses for the rest of your life. So, before you can say that you are ready to retire, you will need to know how much income you will require, where it will come from and how much you should have in savings.
Retirement is not too far away to start planning today.
At the 2019 Atefu Conference, we are pleased to be hosting Hes Nuk Ausar Hum - David Sharp, the CEO of Urban Advisors. His workshop will bring you up to speed on the state of our economy and what specific steps you can take for your self and our children to survive and flourish in the conditions to come.
Ausar Auset PA
6008 Germantown Avenue
Philadelphia, PA 19144
Kebantutan ekonomi dunia 2019 : Sentimen atau Realiti?
Selepas pembangunan ekonomi yang pesat pada 2017 dan awal 2018, aktiviti ekonomi dunia kini bergerak dengan perlahan.
China telah mengetatkan undang-undang terhadap pihak bank mereka dan pada masa yang sama, masih bertegang tekak dengan kuasa ekonomi terbesar dunia iaitu USA.
Sementara itu, di dunia barat, EU sedang menyelesaikan masalah geopolitikal Brexit yang ditangguh ke Julai. Ekonomi Eropah juga terkesan dengan kekurangan pelabur di Itali diikuti dengan Sepanyol, undang-undang baru yang lebih ketat terhadap standard pelepasan asap untuk industri kereta Jerman dan juga kekurangan permintaan dari negara membangun di Asia.
Ketegangan ekonomi di rantau ini amat berkait rapat dengan kuasa ekonomi besar dunia dan dijangka berlanjutan untuk 2019. Namun, berita baik bagi perjanjian ekonomi US dan China tahun ini juga mungkin akan membawa kebaikan dan kestabilan kepada ekonomi negara.
Sumber daripada International Monetary Fund April 2019 Summary Report.
1 1546 minutes ago
If you cannot manage $1,000 you can’t manage $10,000. You don’t suddenly learn how to handle money by amassing more of it. Financial literacy is not a side effect of wealth. Wealth is a side effect of financial literacy.
At GL Integrity we know that there can be a lot of complexity involved in setting the right course, but the five stages of the #GLPassport will remove the complexity.
Contact Andrew today and start your journey http://ow.ly/wFNF50p71Xo
💰agak mumet emang kalo udah ngomongin keuangan. Istilah besar pasak daripada tiang itu berlaku banget. Kadang ya suka ngga sadar kalau jajan yang dikit-dikit itu nguras tabungan banget. Malah jadinya ngga ada tabungan sama sekali. Padahal idealnya, kita tuh punya tabungan atau investasi.
Tadi aku tuh ikutan kelas financial pla ning bareng @arkana.finance .. di situ, aku dapet insight soal pentingnya investasi. Aku kan masih agak bingung tuh bedain antara unit link, reksadana, saham atau deposito. Walau sama-sama jenis investasi, tapi 'cara main' nya beda. Masing-masing ada kelebihan dan kekurangan. Dan, dari semua jenis investasi itu, aku jadi mulai sreg nih sama salah satunya. Insya Allah, bakal nabung pake salah satu jenis investasi itu. .
Penjelasan mba Fioney dari Arkana asik, jadi gampang dimengerti. Udah gitu, kalau masih bingung dan butuh panduan mengatur keuangan, kita bisa pake aplikasi Arkana Finance. Search dan unduh di google play ya. Beneran kebantu banget klo kamu pengen coba ngatur keuangan, supaya lebih baik lagi. .
2 2058 minutes ago
💛The Budget Diary Office Pro Edition is perfect for coffee lovers, like me!
💙If you print in color, it’s the only version with espresso colored accessories ☕️
💛Is this the year you get out of debt? It’s easier than you think!
Tackling your finances without proper education can be a daunting task. Years ago I stayed away from conversations about money because I lacked the knowledge to contribute anything of value. I decided to change that and learn. I knew my financial situation would not change unless I did. My future self is already thanking me. Fear not your finances! Take control of your future! :
DM me now for complimentary education, support and services!
Text ...📲...BuildWealth to...31996!
👉🏽 Follow 👉🏽 @lashondawj :
The holidays are the perfect time to take a step back and think about your investing philosophy. Does it reflect your values? .
. @ellenremmer of The Philanthropic Initiative takes us through 7 ways we can all do better.
LINK IN BIO or search #financialgrownup#podcast everywhere you enjoy listening 🎧
Understanding your own risk appetite is really important before you start investing.. There are two basic types of risk appetite for a person/ family. . 1) Circumstantial to a persons current finances :
This means the actually financial capacity of a person to take risk..
We can access our own personal portfolio.. By finding out no.of income sources in the family, loans taken by family, current investments of family..age of the earning member of the family, Assets invested in..etc.. All this is quantitative data we can write that it available with us .. 2) Risk taking ability in the personality:
This is qualitative data.. meaning we can't write it ..it needs to be felt..Are you a kind of person who gets worried if you are not getting fixed returns from your investments ..or are you okay with not getting fixed returns but are ready to lose the money in short run in-case you are getting better returns in longer span.
Its the personal capacity to take risk.. There are different products in the market all are not good for everyone.. By understanding your personal risk appetite you will be able to judge the best instrument for you.
Your Saturday Motivation! This is not the day to parlay. Create! Work On Your Dreams🙌🏽. This is how you get the life you deserve and desire. So.....How are you putting in #werk today? Drop a comment 👇🏽. #letsgo
When you tag a purpose to your goals, the driving force behind 𝙬𝙝𝙮 you do what you do changes. How and What are action steps, it is the 𝙬𝙝𝙮 that propels one to take the actions.
Today, ask yourself 𝙬𝙝𝙮 questions. The answers may just give you a perspective you have been seeking for 🙏🏻
1 131 hour ago
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Don’t down play saving $20 here and $10 there. The point is to be CONSISTENT. Consistency wins over time. It’s the habit that you are developing which will automatically keep you on track for success. Once you have the habit, there is no stopping you. So keep pushing and stop discounting humble beginnings. It makes for a great story. Everybody loves an underdog. 😉 #gogetit#successhabits#consistency#humble
This game is over and we aren’t playing this rat race anymore. Use your income to produce MORE income not just buy more stuff that you can look at and probably not use in a few years. The gig is up. This generation is about building wealth. Who’s in? #abundancemindset#financialfreedom#gamechangers
One of my biggest peeves is when people:
〰️Think they are better than a side hustle
My friend! If you are struggling financially, living paycheck to paycheck, carrying around debt so long you’ve just decided it’s part of your life, and all the while saying you would never work fast food, Uber Eats, a retail job, or any other form of side hustle—
You can’t get ahead when you’re holding yourself back because you’re embarrassed what people will think about your side hustle.
Keep your ego in check and get to work!